For 50 years, we've helped investors reach their goals through low-cost, evidence-based investing. No noise. No gimmicks. Just proven strategies for long-term growth.
The market is unpredictable. Your strategy shouldn't be. Focus on the proven principles you can control.
Every dollar paid in fees is a dollar less working for you. Compounding works for expenses, too.
Don't look for the needle; buy the haystack. Own the entire market to reduce single-company risk.
Timing the market is a fool's errand. Consistent, long-term participation captures the market's natural upward trajectory.
Market volatility is normal. Stick to your asset allocation and ignore the short-term financial noise.
It's not what you make, it's what you keep. Utilize tax-advantaged accounts and efficient index funds.
Your ideal portfolio depends on your timeline and tolerance for volatility. Stocks drive growth but carry higher short-term risk. Bonds provide stability and income.
Prioritizes capital preservation and income. Best for those in or near retirement.
Balances growth and stability. A classic approach to long-term investing.
Maximizes long-term growth. Expect significant volatility. Best for young investors.
"If you can't sleep at night because of your stock market exposure, you have too much in stocks. Sell down to the sleeping point."
The foundation of a world-class portfolio. Simple, comprehensive, and incredibly cheap to own.
Own essentially the entire US stock market in one fund. The ultimate bet on American business.
The 500 largest US companies. A staple of investing endorsed by Warren Buffett.
Broad exposure to US investment-grade bonds. The ballast for your stock portfolio.
Diversify outside the US with over 8,000 companies across developed and emerging markets.
Because Vanguard is owned by its funds, which are owned by our investors, we don't have to pay outside owners. We return profits to you in the form of lower expenses.
Over 30 years, an additional 0.5% in fees on a $100,000 portfolio can cost you over $100,000 in lost compounded returns. Costs matter.
Don't want to manage a portfolio? Buy a single fund that does the work for you.
Pick the year you plan to retire. We build a diversified portfolio and automatically shift it to be more conservative as that year approaches.
A static allocation that never changes. Perfect if you want a specific risk level forever without rebalancing yourself.
Established in 1929, America's oldest balanced fund. Roughly 65% stocks and 35% bonds, actively managed for deep-value and income.
The Bogleheads' favorite. Maximum diversification with minimum complexity using just three broad index funds. Rebalance once a year.
Even simpler. Two funds. Total World Stock (VTWAX) for global equities, and Total Bond Market (VBTLX) for stability.
For those needing cash flow. High Dividend Yield (VYM) paired with Intermediate-Term Corporate Bonds (VICSX) for steady payouts.
Historically, the S&P 500 has returned an average of roughly 10% annually before inflation. Capitalism has a long history of rewarding those who wait.